Question 1

What is a rental property pro forma?

Accepted Answer

A rental property pro forma is the underwriting document for a long-term hold. It projects gross rent, operating expenses, financing costs, cap rate, DSCR, and 10-year cash flow so a lender or partner can evaluate whether the property covers debt service and returns target IRR.

Question 2

Is the rental property calculator free to use?

Accepted Answer

Yes. The rental property pro forma calculator is free to try with no signup and no subscription. You only pay $29 if you want the lender-ready PDF and formatted Excel export for a specific deal.

Question 3

What does the $29 lender-ready PDF include?

Accepted Answer

The $29 export includes a polished lender-ready PDF with cover page, full pro forma, 10-year cash flow projection, DSCR worksheet, and signature lines, plus a formatted, lender-ready Excel workbook. One purchase covers both formats for one deal.

Question 4

Does the calculator compute DSCR and BRRRR refinance math?

Accepted Answer

Yes. The Lucraforma rental calculator computes debt service coverage ratio (DSCR), cap rate, and cash-on-cash return, plus BRRRR refinance scenarios with cash-left-in-deal math and seasoning timeline assumptions.

Rental Property Pro Forma Calculator — Cash Flow, DSCR, BRRRR